Needing Motorcycle Insurance?
Let us insure it the right way. From a small moped to the major touring bikes, if you have a loss you will want to be sure that you are covered.
Various options of coverage are:
Liability Bodily Injury and Property Damage: This will provide coverage, in varying limits, should you have an at fault accident and be liable to pay damages for bodily injury or property damage. It is the law that you purchase this coverage when you have a licensed motorcycle.
Medical Payments: This is an optional coverage that will provide medical benefits to the occupants of the motorcycle should they be injured in an accident. This is written in varying limits.
Uninsured Motorist and Under Insured Motorist: Provides injury coverage to you should an accident occur with another motorist and that motorist did not have insurance or did not have enough insurance. Varying limits of this coverage can be purchased.
Comprehensive: Provides loss from most causes other than collision. Some of these would be, fire, theft, vandalism. Animal collision is considered a comprehensive loss.
Collision: Other losses not covered by Comprehensive.
Other loss coverage that are optional include:
Transport Trailer Damage
Enhanced Injury Protection, including death
Rental Vehicle Coverage
Some policies provide coverage automatically up to a stated value for accessories that are
Not original to the bike. This in its self is a benefit should a loss occur and the company
Will not cover the accessories added. Additional limits of coverage can be purchased
To cover accessories above the automatic coverage limit.
Dependent on the company, there are several discounts that can further reduce your premium.
Advanced Quote discount Anti lock brake discount Claim free renewal discount
Homeowner discount Association Discount Lo-jack Discount
Motorcycle License Discount Multi Policy Discount Multi Vehicle Discount
Paid in Full Discount Prompt Payment Discount Responsible Driver Discount
Safety Course Discount Transfer Discount
Other options that may be available to reduce premiums:
Winter Lay Up Packages that suspend coverage for winter months that you can choose.
What ever your choice, call or stop in at Booth Insurance Agency, Inc. 111 South Market Street, McArthur, Oh and let us review your coverage.